Services

Our Loan Services

Personal Loan

  • Age: 21–60 years
  • Salaried / Self-Employed
  • Regular monthly income
Check Eligibility

Business Loan

  • Self-Employed
  • 1+ year business vintage
  • Bank statements required
Check Eligibility

Home Loan

  • Salaried / Self-Employed
  • Stable income source
  • Clear property documents
Check Eligibility

Loan against Property

  • Property owner
  • Clear property Documents
  • Repayment capacity
Talk to Advisor

Education Loan

  • Student admission confirmed
  • Parent / guardian co-applicant
  • Academic documents
Check Eligibility

Car Loan (New & Used)

  • Age: 21+
  • Stable income
  • Vehicle meets lender criteria
Check Eligibility

Mudra Loan

  • MSME / Small business</li.
  • Aadhaar & business proof
  • As per PMMY guidelines
Get Assistance

Credit Card

  • Age: 18+
  • Income source
  • Acceptable credit profile
Get Assistance

Loan Comparison

Compare loan options and choose what suits you best

Loan Type Loan Amount Tenure Interest / Benefit Eligibility
Personal Loan ₹50K – ₹25L 1 – 5 Years Starting 10.5% Salary 15K+
Business Loan ₹1L – ₹50L 1 – 5 Years Starting 11% 6M+ Business
Home Loan Up to ₹5 Cr Up to 30 Years Starting 8.5% Income + CIBIL
LAP Loan ₹5L – ₹3 Cr Up to 15 Years Starting 9.5% Property Owner
Credit Card Limit ₹25K+ Lifetime Rewards & Cashback Salary / ITR
Education Loan ₹1L – ₹1 Cr Up to 15 Years Starting 9% Student + Co-applicant
Mudra Loan Up to ₹10L Up to 5 Years Govt Scheme Small Business

What Our Clients Say

We help people make informed loan decisions with expert guidance and honest assistance.

LightPaisa team guided me very clearly about personal loan options. They compared multiple lenders and explained everything honestly. The process was smooth and stress-free.

Rahul Sharma Software Developer (IT Sector)

Excellent assistance throughout the loan application process. They didn’t push any random offers and suggested options that actually matched my profile.

Amit verma Self-Employed

From eligibility check to final disbursal guidance, everything was explained step by step. I felt confident because there were no hidden charges or false promises.

Neha Singh HR Executive

I was confused about business loan eligibility. Their consultation helped me understand documents and lender criteria properly. Very supportive and transparent service.

Puja Sharma Small Business Owner

Talk to a Loan Expert Today

Get clear answers, honest guidance, and complete support at every step.

Check Eligibility Talk to Expert