Privacy Policy
1. Introduction
This Privacy Policy applies to all users who access or use the Lightpaisa website. By using our platform, you agree to the collection and use of information in accordance with this policy.
2. About Lightpaisa
Lightpaisa is a loan assistance and financial information platform. We help users connect with banks, NBFCs, and financial institutions for loan and credit-related products.
Lightpaisa is NOT a bank, NOT an NBFC, and does NOT provide loans directly.
3. Information We Collect
We may collect the following types of information:
- Personal details (Name, mobile number, email address)
- Basic financial information (income range, employment type)
- Loan-related requirements and preferences
- Technical data such as IP address, browser type, device information
4. How We Use Your Information
- To understand your loan or credit requirements
- To share your details with relevant banks or NBFCs
- To contact you regarding loan-related assistance
- To improve our website and services
We do not use your data for any illegal or unauthorized purpose.
5. Data Sharing & Disclosure
By submitting your information on Lightpaisa, you provide explicit consent for sharing your data with third-party banks, NBFCs, and financial partners strictly for loan processing and related communication.
Lightpaisa does not sell, rent, or misuse personal data for unrelated marketing purposes.
6. Third-Party Services
Our website may include links or integrations with third-party websites or services. Lightpaisa is not responsible for the privacy practices or content of such external platforms.
7. Cookies & Tracking Technologies
Lightpaisa may use cookies or similar technologies to enhance user experience, analyze traffic, and improve website performance. Users may disable cookies through browser settings if desired.
8. Data Security
We implement reasonable technical and organizational security measures to protect user information from unauthorized access, misuse, or disclosure. However, no method of transmission over the internet is 100% secure.
9. User Consent
By submitting your information on Lightpaisa, you consent to:
- Being contacted via call, SMS, WhatsApp, or email
- Sharing of your information with financial partners
- Receiving service-related communication
10. Data Retention
We retain user information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by applicable laws.
11. Children’s Privacy
Lightpaisa services are not intended for individuals below 18 years of age. We do not knowingly collect personal data from minors.
12. Changes to This Policy
Lightpaisa reserves the right to update or modify this Privacy Policy at any time. Continued use of the website after changes indicates acceptance of the updated policy.
13. Governing Law
This Privacy Policy shall be governed by and interpreted in accordance with the laws of India.
14. Contact Us
If you have any questions or concerns regarding this Privacy Policy, please contact us through the official Lightpaisa website.